Quick Checks. Big Impact. Here's How to Use APP Alerts Smarter
APP Alerts aren’t just for one type of red flag. They’re a versatile tool that supports risk and underwriting teams throughout the merchant lifecycle. Whether you're reviewing a new file or checking on an existing account, here are five practical ways to use alerts:
1. Pre-Screen Applications
Got a merchant that feels a little off? Before you dive into full underwriting, run a quick search in APP Alerts. You might spot something that saves you a lot of time.
2. Check for MATCH-Level Issues Early
MATCH entries take time to appear in official systems. But many providers alert the community as soon as they file. That gives you early warning—even before MATCH updates.
3. Investigate Suspicious Documents
Seeing a blurry bank letter or a photo ID that doesn't feel right? Search the merchant’s name or DBA in Fraud Alerts to see if others have reported similar concerns.
4. Submit a Merchant Information Request (MIR)
Need context on a merchant’s processing history? MIRs let you ask peers about previous issues like chargebacks, terminations, or volume changes.
5. Spot Patterns Across Multiple Accounts
APP Alerts help you recognize recurring names, DBAs, or addresses that may show up in multiple shady accounts. The more you use it, the more patterns you start to notice.
APP Alerts is built by and for professionals in the field. It’s fast, reliable, and designed to work the way real underwriting teams do.
*Note: Not all members have access to all APP Fraud alerts. Access is dependent on your organizational profile.