Name: Rye-Ail Lewis

Email address: ryelewis99@gmail.com

Phone Number: 540-222-7278

Short Description:

As a highly disciplined finance professional with extensive experience in underwriting, risk management, and operational strategy, I am eager to leverage my skills and expertise in a dynamic role that aligns with my career goals. My background in originating substantial Merchant Cash Advances and enhancing revenue through strategic initiatives has honed my analytical and problem-solving abilities. I thrive in fast-paced environments, driving efficiency and compliance within established systems while delivering high-quality results. I bring a proven track record in client relationship coordination and operational leadership, complemented by my technical proficiency in Python, Power BI, Power Automate, and other analytical tools. I am seeking opportunities where I can continue to optimize processes, implement innovative solutions, and contribute to the success of forward-thinking organizations.

Rye-Ail Lewis

West Palm Beach, FL| ryelewis99@gmail.com | (540) 222-7278 | https://www.linkedin.com/in/rye-ail-rye-lewis

PROFESSIONAL SUMMARY

A highly disciplined finance professional with expertise in underwriting, risk management and operational strategy. Recognized for precision, compliance, and delivering high-quality results. Adept at process optimization, implementing innovative solutions, and driving efficiency within established systems. Strong analytical skills combined with a proactive approach to achieving goals and mitigating risks.

CORE SKILLS

• Comprehensive Knowledge of Regulatory         •           Experience with Python 

          Compliance                                                                      •    Experience with Microsoft – Power BI

• Proven Operational Leadership             •           Experience with Microsoft – Power Automate
• Effective Time Management and Prioritization •           Experience with GreenScreen
• Proven Ability in Client Relationship Coordination •      Negotiation of Terms with Brokers and Clients •     Strong Computational foundation   •           Proven Risk Management Mitigation

EXPERIENCE

Underwriter (Merchant Service, Cash Advance), TouchSuite, Boca Raton, FL                February 2023 – Present

• Originating over $4.5M in Merchant Cash Advances (MCA), generating $1.62M in company revenue, and spearheaded a revenue recovery initiative that reclaimed unbilled card brand fees, increasing revenue by 30%.
• Conducting comprehensive underwriting analyses to evaluate merchant cash flow, determine funding eligibility, and structure tailored repayment plans. Ensuring compliance by verifying merchant application information and coordinating the collection of necessary documentation.
• Reviewing financial documents, including credit reports, tax returns, and corporate financial statements. Led merchant onboarding quality control and compliance reviews, adhering to BSA, AML, CIP, and OFAC regulations.
• Delivering risk assessments, performance reports, and strategic recommendations to executive leadership. Designed and implemented training programs for underwriting and risk assessment, enhancing team expertise.
• Streamlining workflows using tools such as Ocrolus and Microbuild, improving operational efficiency and accuracy.

Account Executive – NewDay USA, West Palm Beach, FL                                                       June 2022 – February 2023

• Assisted 82 veteran families in securing tailored mortgage solutions, achieving $103M in loan volume.
• Analyzed creditworthiness and financial risks by delivering customized recommendations in compliance with TILA, RESPA, and other regulatory standards.
• Maintained in-depth knowledge of loan products, underwriting guidelines, and compliance requirements to enhance client satisfaction.

VP of Operations & Lead Technology Analyst, Student Managed Investment Portfolio 

Organization, Radford University, Radford, VA                                                                           May 2021 – May 2022

• Co-managed a $1.5 million investment portfolio, driving growth through strategic recommendations and market analysis.
• Conducted market research to guide portfolio adjustments, delivering actionable insights.

• Fostered the development of relationships among junior analysts to promote a culture of collaboration and innovation
• Developed valuation models to project future cash-flows and determine the enterprise value of potential investments. 

EDUCATION

Radford University, Radford, VA                                                                                                               May 2022

Bachelor of Business Administration in Finance 

Cum Laude 

            Vice President of Operations, Financial Management Association (May 2021 – May 2022) President, Treasurer, & Founding member of  Kappa Sigma, Nu-Sigma fraternity (2019 – 2022)

CERTIFICATIONS AND PROFESSIONAL ASSOCIATIONS